Bandhan Bank reported on 28 October that its net profit for the July‑September quarter of FY27 rose fivefold year‑on‑year to ₹622 crore, up from ₹122 crore in the same period a year earlier, according to a regulatory filing. The increase was attributed to a decline in bad loans, PTI reports.

Total income climbed 9.5% year‑on‑year to ₹6,458 crore in Q2 FY27, compared with ₹5,900 crore in Q2 FY26. Net interest income also rose 14% year‑on‑year to ₹2,960 crore, versus ₹2,589 crore a year ago, PTI notes.

Net interest margin advanced 30 basis points to 6.1%, up from 5.8% in the same period a year earlier. Gross non‑performing assets fell 3 basis points quarter‑on‑quarter to 3.11%, from 3.15% in Q1 FY27, and declined 191 basis points year‑on‑year from 5.02%, PTI reports.

Net NPAs moderated by 1 basis point quarter‑on‑quarter to 0.92%, from 0.93% a quarter ago, and contracted 45 basis points year‑on‑year from 1.3%. The provision coverage ratio, including write‑offs as of 30 September 2026, stood at 86.7%, PTI reports.

Capital adequacy rose to 18.32% from 18.23% at the end of September 2025. Shares closed 2.27% higher at ₹155.36 per unit on the National Stock Exchange on 28 October, although results were declared after market close. Market capitalisation was ₹25,030.86 crore as of that date, PTI reports.